Professional Indemnity Insurance and
Professional Liability Insurance
Professional Indemnity Insurance
and Liability Insurance
We can offer facilities to sole traders and limited companies with one
or two
practicing principal(s)/consultant(s)* that includes;
Professional
Indemnity Insurance
Public and Product
Liability Insurance
Employers Liability
Insurance
*Please note that the limits upon
the number of principals/consultants does not include support and
administrative staff who are also included in the insurance.
Qualifying
trades
Please check that your trade is acceptable for this
product in the adjacent box, if not follow the link below.
If you business does not qualify for this
product please go
here.
The premiums are highly competitive as the table below shows
One practicing Principal
Cover
Limit of Indemnity
Limit of Indemnity
Limit of Indemnity
Limit of Indemnity
Public and Product Liability
£1,000,000
£1,000,000
£1,000,000
£1,000,000
Employers Liability
£10,000,000
£10,000,000
£10,000,000
£10,000,000
Professional
Indemnity
£100,000
limited to £250,000
aggregate
£250,000
limited to £250,000 aggregate
£500,000
limited to £500,000 aggregate
£1,000,000
limited to £1,000,000 aggregate
Inclusive
Cost per annum
£200.00
£274.52
£361.68
£531.00
Two practicing Principals/Consultants
Cover
Limit of Indemnity
Limit of Indemnity
Limit of Indemnity
Limit of Indemnity
Public and Product Liability
£1,000,000
£1,000,000
£1,000,000
£1,000,000
Employers Liability
£1,000,000
£1,000,000
£1,000,000
£1,000,000
Professional
Indemnity
£100,000
limited to £250,000
aggregate
£250,000
limited to £250,000 aggregate
£500,000
limited to £500,000 aggregate
£1,000,000
limited to £1,000,000 aggregate
Inclusive
Cost per annum
£400.00
£520.00
£700.00
£1050.00
Note1: Premiums include Insurance Premium Tax and Fees.
Note2: Premiums may be
paid by Cheque or Debit Card.
Note3: If you wish to
pay by Credit Card and additional handling fee of 1.8% of the total
premium is payable.
To increase the public liability limit to £2m please add £52.50 to the
cost quoted.
Note4: Underwriters reserve the right to
refuse any application. We will let you know immediately we hear, if
this is the case. We reserve the right to amend or withdraw the
quotation at any time if insurers amend their rating basis, or criteria
affecting this product.
We do not know if you insure professional
indemnity already. The policy retroactive date is ‘Inception’ - this
means cover applies to all work undertaken after this date. If you
require cover to apply from an earlier date, for example, establishment
date of the company or to follow a date on an existing policy, please
let us know and we will refer this to the insurer for consideration. In
some circumstances (for example if you have not insured before but
require an earlier retroactive date) an additional premium might apply.
